Life is to be lived in the moment and every moment we live should be meaningful. we don’t need 2 postpone our happiness. so slow down if you're running too fast. The world has so much to offer for the happiness of our senses, but we seldom notice this…
Yesterday has no relevance to our life. Today is important. And NOW is our life, our moment in the sun. The moment once passed is passed forever =)
~SMILE~
Well anyways there was this one incident which pretty much shocked me, the level literacy in the country. Well I know this sounds like a national matter but let’s not take it that far. Well it’s a small incident to be exact.
I stopped by at my front grocery shop to get bread, so I parked my car and opened my door. The door happened to brush against a motorcycle’s mudguard (the thing below the number plate).So then I moved the bike a little to the front and then decided to close my door and go ahead to purchasing the items I wanted from the grocery store. Then I realized that my wallet was in the car so I went back to the car to get the wallet.
The owner of the bike happen to be there and he was inspecting his bike, so I told him in English,”Uncle, don’t worry, nothing happened to the bike” with a smile. TO MY SURPRISE, he said,”Apa? Mau gaduh ka?” He was a Chinese guy, he seemed rather uneducated but who am I to judge but then again the way he behaved confirmed my theory. I was pretty surprised, so I repeated what I said again, I told him not to worry. And he told me,”jangan bising bising, apa mau gaduh, fuck fuck”This was exactly what he said.This truly shocked me, for a minute I thought I was speaking French or something. Then I realized something, he doesn’t seem to understand English and he thinks I’m cursing at him in English!! I tried explaining to him since it was a misunderstanding and he was trying to intimidate me.
I tried asking him to relax and all that I didn’t say anything bad to him and I was being respectful about it. My tone explained it all. But he still was adamant that I’m cursing him in English, I tried explaining in Malay but he doesn’t seem to be able to understand that too. This time he was starting to get me on my nerves. I was thinking on whether 2 tk out my golf stick to hit him or something, as he was threatening to hit me with his helmet. Then I realized, if I hit him then where would I be?? Wouldn’t it be wrong to hit a person who doesn’t understand what exactly I’m trying to say?? Then wouldn’t that make me an uneducated person??
With all this thoughts in my mind, I decided that it was a futile attempt to do anything to him. It wouldn’t educate him in any sort and at the same time I would just gain the pleasure of getting back at him physically. I felt like a saint for a while I never expected my self backing down in such a situation,i wouldn't have if it was 1 or 2 years back,I've tone down already on my anger.. I actually felt sorry for him and his level of education. He was busy passing racist comments and so on but I decided that it wasn’t something someone of my level of education would do so I just smiled at him and drove off.
I did feel like a winner for not falling for such provocation and my teasing smile before leaving completed my day. I felt like I’ve accomplished the impossible by taming the wild animal without lifting a finger. He must have feel like a hero for abusing an Indian boy but I felt like a hero for sympathizing for the poor Chinese man.
BTW the guy was in his late 20’s which is even more surprising.
*I might go to heaven after all :)
its alwayz a question, how 2 make more money from the money you have now?? well you have things like FD and investment in shares on stable bluechips and stuff, and the list goes on…
bt it depends basically on the return you’re looking for, your risk appetite 2 be more exact , when you perform a certain investment, the higher the risk you take, you alwayz would deem 2 receive an equivalent or higher return, or it will just be a stupid investment decision…bt obviously,relating risk with return, is merely impossible 2 quantify, hence its a game of advanced speculation…
let me share smtg im planning,before that when people with commitments wana do smtg which involves the game of risk, it should be done with excess cash instead of savings, bt unlike me,my savings is my excess cash..no commitments at this age, and i have a very large risk appetite, one thing i realized saving money is absolutely AWESOME, when all ure FD matures and when u check the balance in your savings accounts after a long time, u get a joy…. achieving a certain accomplishment, it feels good :)
as we know it everyone is talking bout the fall in the currency of GBP! as i checked now its RM4.86… is this the right time 2 buy??
everyone says this is the right time 2 buy and keep….but 2 me NO!! wait for it…!! i did a little bit of research…well, there's 2 factors: 1) the GREEK- BAILOUT
2) upcoming UK election
2 cut short the story, Greece is under debt crisis, and its under da EU…so all da 16 EU nations need 2 help out this country lead by Germany… and when logic comes 2 play, when money comes out from da nations 2 stabilize its neighbour what can u expect?? what most people don’t understand is London is part of EU but it uses its own currency which is GBP instead of EURO! Pound’s will boost if EU policymakers announce a finalized and expanded Greek bailout as expected…but then there's da story of pressure where da election is cming…so they naturally have 2 hold back first!!
talking bout da elections on da other hand, in that week of election, guaranteed da GBP will go down, but its up 2 u 2 monitor it. why??? new fiscal policies will be implemented and a possible restructuring…this will send the sterling down…usual election aftermath!!
QUESTION: how 2 buy????
1) buy GBP in cash 2) open a foreign FD acc
im looking at this, its from PUBLIC BANK…
Foreign Currency Fixed Deposit Rates| Currency | 1 Month | 3 Months | 6 Months | 12 Months |
| USD | 0.27 | 0.35 | 0.50 | 1.00 |
| GBP | 0.42 | 0.55 | 0.70 | 1.10 |
| AUD | 4.25 | 4.40 | 4.75 | 5.25 |
| SGD | 0.30 | 0.40 | 0.50 | 0.60 |
| JPY | 0.10 | 0.15 | 0.30 | 0.60 |
| EUR | 0.30 | 0.38 | 0.65 | 1.00 |
| HKD | 0.05 | 0.10 | 0.20 | 0.50 |
| NZD | 2.55 | 2.70 | 3.10 | 3.55 |
| CAD | 0.26 | 0.35 | 0.50 | 0.80 |
| CNY | 0.70 | 0.75 | 0.75 | 0.80 |
| NOTE: | |
| 1. | Minimum Placement = RM10,000 equivalent of foreign currency amount. |
| 2. | Rates are quoted based on 365 day count. |
though looking at it, im nt placing it in this FD for da interest as it is low, bt it is smtg than ntg…and then again, its not a short term gain, looking at it, if it goes down 2 RM4.50 further…than that’s the time 2 buy and making a profit of RM0.50 is sufficiently enough for those short term players,
calculation : im putting in RM10,000 of my money in da FD.(let say the rate is RM4.50)
I WILL HAVE GBP2222, and thus if it rises 2 rm5.00, ill be making a 10% interest…but of cause, its speculation with risk involved… pounds went up 2 rm6-7 last time but alwayz remember, HISTORICAL PERFORMANCE IS NO GUARANTEE FOR FUTURE PERFORMANCE!!!
written by: lamev
